One of the perks of being a Five Star member is lower loan rates, higher deposit rates, and fewer fees. We are able to do this for our members because we are a not-for-profit financial institution. That’s the Five Star difference.
If you are not a member, you can join online or stop by your local financial center. If you need assistance on your account or to add a share certificate account, call the Five Star Member Care Center at 888.619.1711 (Option 7).
Savings, Checking, IRA & Club Accounts
(Rates effective November 1, 2024)
(Rates effective November 1, 2024)
| Type | Annual Dividend Rate | APY* |
|---|---|---|
| Savings (Share) Account | 0.05% |
0.05% |
| Checking Account | See Checking Options |
0.05% |
| Club Accounts (Vacation, Christmas; etc.) | 0.35% | 0.35% |
| IRA Savings (Non-Certificate) | 0.50% | 0.50% |
| Youth Savings |
0.85% |
0.85% |
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.
Youth (Rising Star) accounts have a special rate. See Youth Accounts under "Products and Services" for more information.
Youth (Rising Star) accounts have a special rate. See Youth Accounts under "Products and Services" for more information.
| Type | Annual Dividend Rate | APY* |
|---|---|---|
| 6 Months |
4.55% |
4.65% |
| 12 Months |
4.17% |
4.25% |
| 24 Months |
4.03% |
4.10% |
| 36 Months |
3.98% |
4.05% |
| 48 Months |
3.93% |
4.00% |
| 60 Months |
3.83% |
3.90% |
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.
Premier Growth Money Market Rates ($2,000 Minimum To Open)
Money Market Accounts With Less Than $2,000 Earn Savings Account Base Rate.
Money Market Accounts With Less Than $2,000 Earn Savings Account Base Rate.
| Balance | Annual Dividend Rate | APY* |
|---|---|---|
| $2,000 - $49,999.99 | 1.30% | 1.31% |
| $50,000 - $99,999.99 | 1.50% | 1.51% |
| $100,000 or greater | 1.75% | 1.76% |
Business Money Market Rates & APYs ($25,000 Minimum*)
| Type | Annual Dividend Rate | APY* |
|---|---|---|
| $25,000 - $99,999.99 | 0.25% | 0.25% |
| $100,000 - $249,999.99 | 0.50% | 0.50% |
| $250,000 or greater | 0.75% | 0.75% |
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.
All rates are subject to change and subject to other applicable terms and conditions.
Five Star Credit Union is a full-service financial institution with locations in Alabama and Georgia, serving members nationwide.