REGULATION E

The Electronic Funds Transfer (EFT) Act, also known as Regulation E, was first implemented in the US in 1978 to establish the rights and liabilities of consumers as well as the responsibilities of all participants in EFT activities. Because of the fast growing use of electronic funds transfers, consumers should review their statements for any errors or evidence of unauthorized use.

EFT services include transfers through automated teller machines, point-of-sale terminals, automated clearinghouse (ACH) systems, telephone bill-payment plans in which periodic or recurring transfers are contemplated, and remote internet programs.

The Credit Union’s efforts to secure electronic banking does not secure the internet or the transaction of information over the internet. The Credit Union does not provide protection for email transfers or data transfers utilizing your personal computer. The Credit Union shall not be liable for any loss, harm or fraud resulting from the introduction of a computer virus, worm or other malicious code in your computer or access device. For more details click here.

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